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Capstone Brokerage
Inc. is a risk management, insurance and employee benefits brokerage
specializing in workers’ compensation, workplace safety programs, commercial
property and casualty insurance, surety bonding, employee benefits, as well as
all other types of commercial and personal insurance.
Risk Management Division
Capstone takes a
strategic risk management approach with their clients by identifying their risk
exposures, evaluating their risk potential and developing a strategy to reduce
the cost of risk. Safety programs coupled with solid claims and loss control
have proven to be the most effective ways to reduce risk and lower exposures.
The result is a reduction in insurance costs and losses due to down time and
accidents.
Specific services
offered in addition to insurance brokerage include but are not limited to: Fleet
Safety, Ergonomic Studies, Safe Lifting Programs, Pre-Employment Screening
Programs, Risk Management Program Review, Noise
Control Studies, Risk Financing Strategy, Loss
Prevention/Reduction Programs, Risk Management Audits,
Insurance Reviews, Business Continuity Planning,
Threat Assessment, Emergency Response Procedures, Claims Experience Analysis,
OSHA Compliance, Review Client Contracts, Leases, Strategic HR Planning
and Analysis, and HR Training and Development,
Commercial Insurance Division
Through Capstone
Brokerage, companies can manage their property and casual insurance as well as
workers’ compensation and bonding. Thanks to its strong relationships with major
insurance carriers, Capstone can help organizations of any size navigate the
sometimes complicated waters of the insurance world.
Employee
Benefits and Group Health Insurance Division
As the cost of
health care continues to rise, employers are seeking innovative and
cost-efficient employee benefits solutions to manage healthcare dollars.
Capstone provides custom designed insurance programs that can enable companies
to offer a competitive benefit package for their employee’s at the most
competitive price. Capstone works with each employer group to determine the
best plan design for their needs.
More and more
business owners are partnering with Capstone Brokerage because our
comprehensive approach helps contain benefit costs while allowing employers to
offer quality benefits to their employees.
Capstone offers
their clients a full spectrum of insurance programs to fit their needs with
experience in both fully insured and self funded medical plans as well as
ancillary benefits such as group life, dental, vision and disability insurance
along with voluntary programs.
Personal Lines
Insurance Division
Through Capstone
Brokerage, individuals can obtain a wide range of personal insurance options
including home, auto, health, life, dental and disability. Capstone
also specializes in health insurance programs for the self employed.
